teenSMART - ADEPT Driver

Helping teens avoid crashes and injuries

teenSMART® Teaches Skills Proven to Dramatically Reduce Crash Frequency and Severity.

teenSMART teaches new drivers to anticipate dangerous situations, recognize how risk changes as they drive, increase situational awareness, and expect the unexpected!

Teens that complete teenSMART reduce their chance of a collision by an average of 28% and up to 49% and have 51% fewer bodily injury claims than teens that do not complete the program. In addition, the chances of receiving a traffic citation one year after training are reduced by an average of 54% and up to 67%.

In addition, teenSMART graduates and their parents report a significant decrease in the use of distracting mobile devices while driving. Not only will you have peace of mind knowing your teen is driving safely, but you may also qualify for an insurance premium reduction!

Peace of Mind

When Your Teen Drives

We all know that teen drivers are more likely to be involved in crashes than experienced drivers. In fact, according to the National Highway Traffic Safety Administration (NHTSA), teen drivers are three times more likely than adults to be involved in a fatal crash. But teaching teens to drive responsibly can help reduce these collisions. teenSMART does just that!

teenSMART is an online teen driver program provided by ADEPT Driver that can help your teen become a better, safer driver. Our driver safety course is based on the latest research and provides teens with the skills they need to stay safe behind the wheel. As a parent, it's natural to worry about your teen driver. But with teenSMART, you can have peace of mind knowing that your teen is driving safely.

Can I Get A Discount On My Insurance?

teenSMART is not only an investment in your teen's safety, but it can also help you save on insurance. Many insurance companies offer discounts for drivers who complete our driver safety course. So not only will you be helping your teen become a safer driver, but you'll also be saving money on your insurance premiums.

Please Click here to find your Insurance Company

You can save

There’s a reason more insurance companies provide discounts for teenSMART drivers than any other program. It works!

Is your teen eligible for a teenSMART discount? Click on your insurance company to see if auto insurance discounts for teenSMART completion are available in your state.

Don’t see your insurance company? Check with your insurance agent to see if teenSMART completion might qualify you for an existing discount.

Allstate

Contact your local Allstate insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!

Allstate offers auto insurance discounts for teenSMART completion in the following states:

Alabama
Alaska
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Maine
Maryland
Michigan
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New York
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Central Insurance

Contact your local Central Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!
Click Buy Now to purchase.

Central Insurance offers auto insurance discounts for teenSMART completion in the following states:

Arizona
Colorado
Idaho
Illinois
Indiana
Kentucky
Michigan
New Hampshire
New York
New Mexico
Nevada
North Carolina
Ohio
Oklahoma
South Carolina
Tennessee
Utah
Virginia
Wisconsin

Commonwealth Casualty Company

Contact your local Commonwealth Casualty Company Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!

CSAA Insurance Group

Contact your local AAA insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!
Click Buy Now to purchase.

AAA offers auto insurance discounts for teenSMART completion in the following states:

Arizona
California
Colorado
Connecticut
Delaware
District of Columbia
Idaho
Indiana
Kansas
Kentucky
Maryland
Montana
Nevada
New Jersey
New York
Ohio
Oklahoma
Oregon
Pennsylvania
South Dakota
Utah
Virginia
West Virginia
Wyoming

Erie Insurance

Contact your local Erie Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!

Erie Insurance offers auto insurance discounts for teenSMART completion in the following states:

Illinois - Effective 5/1/26
Indiana - Effective 7/1/26
Kentucky - Effective 5/1/26
Maryland - Effective 5/1/26
Ohio - Effective 4/1/26
Pennsylvania - Effective 7/1/26
Tennessee - Effective 7/1/26
Virginia - Effective 2019
West Virginia - Effective 4/1/26
Wisconsin - Effective 2019

Farmers Insurance

By completing teenSMART you may reduce your premium by up to 10% for three years. Check with your Farmers Insurance agent or representative to see if teenSMART completion qualifies you for its Driver Improvement Course Discount. Two years driving experience required to qualify for discount.

Liberty Mutual

Please contact your local Liberty Mutual insurance agent to confirm your teen's eligibility for a discount. If you are eligible, your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART discount code to reduce the purchase cost as well!

MAPFRE Insurance

Contact your local MAPFRE Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!
Click Buy Now to purchase.

MAPFRE Insurance offers an auto insurance discount for teenSMART completion in the following states:

Arizona
California
Florida
Maine
Massachusetts
New Jersey
New York
Pennsylvania
Rhode Island
Vermont

Need to find a MAPFRE Insurance Agent? Visit us at www.mapfreinsurance.com

MAPFRE InsuranceSM is a brand and service mark of MAPFRE U.S.A. Corp. and its affiliates: American Commerce Insurance Company℠ (Columbus, Ohio); Citation Insurance Company℠ (Webster, MA); The Commerce Insurance Company℠ (Webster, MA); Commerce West Insurance Company℠ (California COA No. 06715; Pleasanton, CA): MAPFRE Insurance Company℠ (California COA No. 18643; Florham Park, NJ); MAPFRE Insurance Company of Florida℠ (Miami, FL); and MAPFRE Insurance Company of New York℠ (Garden City, NY). Not all companies are licensed to do business in all states. Not all products are available in all states.

Mutual of Enumclaw

Contact your local Mutual of Enumclaw Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!
Click Buy Now to purchase.

Mutual of Enumclaw Insurance offers auto insurance discounts for teenSMART completion in the following states:

Arizona
Idaho
Montana
Oregon
Utah
Washington
Wyoming

Visit us at www.mutualofenumclaw.com

New England Indemnity Company

Contact your local New England Indemnity Company Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!
Click Buy Now to purchase.

New England Indemnity Company Insurance offers auto insurance discounts for teenSMART completion in the following state:

New Hampshire

Visit us at https://neicinsurance.com/

The Hanover Insurance Group

Contact your local Hanover Insurance agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program. Be sure to ask your agent for a teenSMART coupon code to reduce the purchase cost as well!

Hanover offers auto insurance discounts for teenSMART completion in the following states:

Connecticut
Georgia
Indiana
Illinois
Maine
Massachusetts
Michigan
Ohio
Pennsylvania
Tennessee
Vermont
Virginia
Wisconsin

West Bend

Contact your local West Bend agent to confirm your teen's eligibility for a discount. Your agent can calculate your actual premium savings upon completion of the teenSMART program.

West Bend may offer auto insurance discounts for teenSMART completion in the following states:

Arizona
Illinois
Indiana
Iowa
Minnesota
Wisconsin

teenSMART WORKS Because It Improves Crash Reduction Skills

Six Chief Skills

Needed To Reduce Teen Collisions

By using advanced behavioral science, research, and testing, teenSMART focuses on the causes of crashes. Based upon epidemiology studies, our world-recognized experts created teenSMART, a scientifically-based system that targets the six leading causes of crashes that account for over 90% of all crashes. For over two decades, teenSMART has been proven to reduce your teen's chances of being in a crash.

The Big Six

Areas Of Focus to Reduce Collisions

Visual Search
Hazard Detection
Speed Adjustment
Space Management
Risk Perception
Lifestyle Issues

To Begin, You Need:

A drivers license or permit for the teen driver

A PC, Mac, Chrombook or iPad that meets the minimum specfications

Approximately 4 hours of computer time plus parent-teen and in-car exercises. Training is divided into short 20-minute modules so teens can complete the program at their own pace.

A parent (or licensed driver 25 or older) to help complete the Parent-Teen Activities

An internet connection

What Is Included? Click Here.

Have More Questions?

Click Here For Our FAQ Page

teenSMART is the best gift any parent could ever give their child! I enjoyed participating with my teen on all the modules, and I even learned how to improve my driving skills as well! teenSmart is a MUST!! — Plano,TX Parent

I absolutely loved the teenSMART driving program. As opposed to other outdated and unhelpful driving program, I felt that teenSMART was an actually an accurate depiction of what teenagers face on the road today. I also loved the hands-on virtual simulations, which really taught me real-life skills that I apply to my driving now.— A.C, Teen, Cherry Hill, NJ

Even if you think you are a pretty good driver, everyone could use a refresher course now and then! teenSMART definitely increased my confidence behind the wheel when it comes to safety!— JGN, Teen

Very helpful and explanatory easy to understand and not so boring like others here they just talk liked the simulations.— AW, Teen, Stockton

This was very helpful and I now use the skills I have learned from teenSMART.— AJ, Teen, Newfane, VT

It made me more confident. It is really a one on one program other than Drivers Ed I had to take and it made me feel more safe and smart when getting behind the wheel.— NH, Teen, Milwaukee, WI

I would recommend this teenSMART to some of my class mates so they are better on the road also.— RL, Teen, Kingsburg, CA

teenSMART was a fun interactive course that helped me learn a lot more about the functions of my car and gave me more in-depth knowledge about my responsibility as a driver and how to safely to optimize my driving experience.— LA, Teen, Norfolk, VA

This program is phenomenal! Thank you for giving me the opportunity to complete it and for making me a better driver!— KM, Teen, Corning, CA

I thought that teenSMART was a really effective program. It was simple and engaging and really improved my confidence in the car.— JD, Teen, Corvallis, OR

Although nothing replaces years of experience in the safe driving world the teenSMART experience definitely gave my daughter a learning insight that would normally take at least a year or two of good driving experience she now has a positive heads up in her driving world thanks to teenSMART.— JS, Parent, Madison, FL

I have had the pleasure of going through the teenSMART program with my 17 year old daughter a few months ago. I have to say this was one of the best programs I have seen during my 26 year career as a Police Officer. There is no doubt that after a young driver takes your program that they will be a more aware and safety conscious driver. Yes we saved money on our car insurance, but there is no amount I can place on the safety of my daughter. My wife and I feel more confident in her abilities after watching her complete your program.— Chief Michael A. DeLorenzo, Berlin Police Department, Berlin, NJ

I really thought this was a great program for my teen. I loved the teen/parent activities! And I have to admit...it was a good refresher for me too!— AZ, Parent, Pflugerville, TX

Even though my teen carries a 4.0. GPA , they don't always listen to their parents. Thank you teenSMART!— LA, Parent, Santa Clarita, CA

Great suggestions for interaction and key driving practices.— JJ, Parent, Fullerton, CA

I think that my son will be a more careful and more alert driver due to the teensmart program. I am a driving instructor and wish that all of my students could complete this program.— MM, Parent, Hartfield, OH

My teen was a pretty good driver already. However, the teenSMART program raised his awareness of his own driving as well as the awareness that what he may take for granted is actually very important and affects others besides himself. I think he "respects" being on the road more. He was really engaged in each module and received personal encouragement from them, even though initially he agreed to do the program "for his parents." This was indeed a good experience.— PB, Parent, Baltimore, MD

The program was great and very well done. The simulations were great. The information was of the time and useful. I was VERY impressed.— MM, Parent, Forrest Hill, MD

We feel it was very great that he did the teenSMART, he got alot out of it, and so did we!— LS, Parent, Oakdale, CA

Knowing my teen driver has completed this course has eased my mind regarding how well he does when I'm not riding with him.— LB, Parent, Largo, FL

My teen at first didn't want to do the program, but when she completed it, said she thought it really helped her. She was fully engaged in the driving simulations, and I think ended up enjoying the program.— YR, Parent, South Glastonbury, CT

My 2nd child has completed teenSMART! The program brings additional awareness and confidence behind the wheel.— SA, Parent, CT

This was a very cool thing for us to do....it was fun and educational. He is doing very well driving. Thanks so much for offering it.— KR, Parent, Alliance, OH

Thanks for helping me become a safer driver. Now, when driving, I feel more confident in my abilities to judge gaps and hazardous situations.— SH, Teen, Smyrna, TN

This was an amazing program. Thank you for offering it to us. It was very well designed and thought out. My son definitely improved his driving skills.— DF, Parent, Lewisville, TX

My son was already a good, yet inexperienced, driver. Very conscious of what was going on around him. After completing this course he has become even more aware of what's going on around him. Most people can get "tunnel vision" while driving so I believe this course made him realize there is more going on than what's immediately in front of and behind him. I would definitely recommend this course to everyone.— TS, Parent, Marietta, GA

This was an amazing program. Extremely well done. Worth every penny!— PT, Parent, Shelbey Township, MI

My husband and I enjoyed completing this program with our son. It reinforces all of the same rules, guidelines and techniques we are trying to teach him, so he is hearing it from more than just us. We will definitely use teenSMART with our two younger sons when they learn to drive.— LA, Parent, Fountain Valley, CA

There is a large difference in parent taught drivers and teenSMART taught drivers. They have become numb to our advice, whereas teenSMART creates a sense of urgency. Thanks!— MR, Parent, Jones, OK

This is our second teen to utilize teenSMART. It gets us a fantastic discount with our insurance company but more importantly, It taught both kids things they did not learn from their driver's manual or from our teaching while driving. We appreciate the videos and feedback which really emphasized what the kids need to be paying attention to when they drive.— CN, Parent, San Jose, CA

This course reinforced the importance of safe driving to my son, who just got his license. He took away some key points that I hope will keep him safe as he builds on his independent driving experience. A win-win, as Mom will save some money on insurance as well.— SK, Parent, Bedford, IN

teenSMART was not only a great tool for my son, but my wife and I also found very useful information that was beneficial to us. The Insurance discount was a great benefit!— DR, Parent, Noblesville, IN

teenSmart is an excellent program to create situational awareness for a young driver. It is a wonderful learning tool and I had both of my teenage sons use the program. I am very pleased with it and confident my sons are better prepared to be safer on the road.— DM, Parent, Anthem, AZ

This is a well done program and does not come across as condescending toward the teen or adult. The driving simulations are a great tool for both new and experienced drivers and gives us an opportunity to point out to our new driver the issues she’ll face every day from slow to fast drivers, pedestrians, oncoming traffic, entrance/exits to business, buses taking up the view, etc. Basic and advanced topics were at the right pace to keep the teen interested and on task. There should be a refresher program for experienced drivers.— RAW, Parent, Tucson, AZ

The best in customer service. My teen was able to quote statistics- wow!— CB, Parent, Tewksbury, MA

The insurance discount was a minor factor, getting my teen to improve his driving skills, and risk reduction were the primary factors.— PC, Parent, Safford, AZ

I was left feeling more confident in my child’s driving after this course. Having the chance to take the course with him gave me a chance to reflect with him on my own driving experiences to help my son.— GR, Parent, Jacksonville, FL

teenSMART served as a positive reinforcement of the tips and training we gave to our daughter during her permit driving time. She has proven to be very alert and cautious and teenSMART has reiterated that practicing caution is living with wisdom.— PH, Parent, Windyville, MO

This program helped my teen be more aware and it also has made her realize about the things going on in environment around her.— MJ, Parent, Wellington, NV

This program was great for my teen as well as my older teen that completed this program. The other day my teen was driving ,came upon a situation,and quoted something that he learned in the program. That shows me the program was well worth it. I already have recommended this program to a couple of my co-workers.— JF, Parent, Tremont, IL

Great program. Really helps new drivers to think about so many things that can come up. Love the interactive driving examples and worksheets.— MH, Parent, Buckeye, AZ

teenSMART video clips made it easy to follow along and interactive for my student. Young Adults these days have a very short attention span and teenSMART made "fun" for my teen who enjoyed it.— SL, Parent, Littleton, CO

I learned a lot more stuff than what my driver's ed course taught me! I was able to get my licenses with just my Driver's ed completion ticket but now I feel safer and more knowledgable by going through teenSMART! The stimulators were very life like and made me feel like I was in a real car especially when it was time sensitive!— KD, Teen, Copeland, KS

The course was both very entertaining and very informative, and I feel like a much better and more prepared driver after completing it.— HH, Teen, El Dorado Hills, CA

The program was interesting and I ended up having fun completing it which was not what I was expecting. The simulations were also great and I enjoyed them a lot.— SS, Teen, Tubac, AZ

It's a really great program that made me feel safer driving.— AZ, Teen, Los Angeles, CA

This program was super helpful in making me a safer driver!!— ER, Teen, Moraga, CA

All my children are teenSMART certified and are much better drivers now. None of them have been involved in an accident. teenSMART is an excellent program and I always recommend it to friends who have kids learning to drive.— ML, Parent, Piedmont, CA

We enjoyed the program. The time spent behind the wheel was invaluable and created the opportunity for some good communication. We are happy we chose to participate.— Pat N., Parent, Mundelein, IL

teenSMART was as meaningful for our 16-year-old as it was for our 18-year-old, if not more so. We have recommended it to our daughter's prep school parent group. Thank you for developing a program which will make our roads safer for everyone.— Richard M., Parent, Tampa, FL

This was an excellent course. It reinforced past lessons and introduced new topics that were pertinent to any new driver. I also enjoyed the time spent with my son, both driving and watching the videos. I actually learned a few new tricks and re-learned some old ones. Thanks so much.— Mark H., Parent, Oakdale, CA

Great tool for helping me become a better driver; would like to commend you on a great program. Also, I think it is great that insurance companies realize how much this helps young drivers and encourage them to use a great program like this.— Joel G., Teen, Windsor, CO

Just wanted you to know how wonderful teenSMART has been for me and my parents. Thank you so much for offering this great program to young and inexperienced drivers like myself.— Jason C., Teen, Deland, FL

When I discovered and reviewed teenSMART, I made it a mandatory learning component to my kids' driver training. As a former California Highway Patrol officer, I have investigated thousands of traffic collisions. Driver error was a major component in the cause of the collisions. teenSMART has a verified record of reducing those errors that cause traffic collisions. It is incomprehensible why any parent would not demand that teenSMART be a part of a teen's driver training.— Brian L., Parent, Elk Grove, CA

Allstate supports teen driver safety through research. We have observed the performance of teenSMART for many years and see that teens that complete the program have fewer collisions and injuries. That is why we are proud to offer a significant discount for those that complete the teenSMART program here in California. We want our teens to be safe on the road and know they are in good hands.— Jeffery L. Thomas, PCU Territorial Product Manager California Region, Allstate Insurance

This program was truly amazing! I already have my license, but I wished I knew some of this beforehand, because now I feel more comfortable while driving. Now that I’m usually by myself while driving, it’s nice to know that I know what I’m doing. And I can drive safely and not be nervous about what’s going on around me 🙂— CM, Teen, St. Charles, FL

AAA Insurance has been an advocate for teen driver-safety for decades. We offer the teenSMART discount because we want teen drivers to have the best tools available to remain safe on the road. We find that teens that complete the program have fewer crashes with less severe outcomes. That is why we recommend teenSMART.— Matthew Hardin, CPCU Regional Vice President, AAA Northern California, Nevada and Utah Insurance Exchange